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Making the Mortgage Process Eassy

Getting a mortgage can be a nail biting experience for some people. We want the mortgage process to be as painless as possible for you and we will help you along each step of the way. Rest assured, you are in good hands.

Items we need from you when it comes to the Mortgage Process.

Providing all of the required documentation ensures that we can efficiently process your mortgage application. We will advise which of the following you will need to provide:

When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application:

  • Income

  • Credit 

  • Down payment

  • Property

And the most common documents to prove that are:

All the applicants

  1. Letter of Employment

  2. Pay Stubs, the 2 most recent

  3. T4 of the  previous 2 years

  4. T1 General of the previous 2 years

  5. Notice of Assessments of the previous 2 years

  6. Credit Report Equifax, full report


  1. Financial Statements

  2. Commercial Licence

  3. Articles of incorporation, in case of companies


Borrowing Against Home Equity

(Refinance, HELOC or Reverse Mortgage)

  1. Last Statement of your Property

  2. Property Tax Bill

  3. Mortgage Commitment

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