Must common Documents of Your Mortgage Application


When looking to qualify for a mortgage, typically, a lender need to review four areas of your mortgage application:

  • Income

  • Credit

  • Down payment

  • Property

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And the most common documents to prove that are:


For all the Applicants

1. Letter of Employment

2. Pay Stubs, the 2 most recent

3. T4 of the 2 previous years

4. T1 General of the 2 previous years

5. Notice of Assessments of the 2 previous years

6. Credit Report Equifax, full report

When applicant is Self-employment

1. Financial Statements

2. Commercial Licence

3. Articles of incorporation, in case of companies


When the Applicant is Borrowing Against Home Equity

(Refinance, HELOC or Reverse Mortgage)

1. Last Statement of your Property

2. Property Tax Bill

3. Mortgage Commitment


Get in touch

mortgages@adanaranda.ca

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