One of the greatest advantages of using a mortgage broker is getting access to over 50 lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices through multiple lenders. With this vast product selection, brokers help homebuyers and owners get the best mortgage for their needs.
What is the best mortgage?
The right rate
The right mortgage privilege
When selecting the right lender your broker will consider:
Rate - variable vs. fixed
Restrictions, fees and penalties
Mortgage portability or assumability
Qualifying with no income verification (self-employed)
Focusing on a rock-bottom rate can mean higher fees and penalties with more restrictive terms when you want to move, refinance or use your mortgage for a debt consolidation. A mortgage broker will give you a sound evaluation of product choices and together will help you decide what option suits your need.
More Choice = More Opportunity
We believe it makes good sense to be able to choose from over 50 of Canada’s leading lenders for competitive mortgage rates and service. These lenders include major banks, credit unions, trusts and other national and regional lenders, which compete for your business. We believe that the better the mortgage choices, the better the rates and features you’ll get – all at no cost to you (O.A.C.). Now that’s a reason to smile!
ATB Financial (AB)
Alterna Savings (ON)
Coast Capital Savings Credit Union (BC)
Effort Trust (ON)
Envision Credit Union (BC)
Equity Financial Trust (ON)
First National Financial
Fisgard (AB, BC)
IC Savings (ON)
Island Savings (BC)
Meridian Credit Union
Servus Credit Union (AB)
TD Canada Trust
Westminister Savings (BC)
WhatsApp or Message: 647.7042209