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Pareja quedarse en casa

Your mortgage specialist

I´m Adan

Mortgage Planner working under the umbrella of 
Referral Mortgages.

I help people find financing to purchase their home, a second property, refinance, home equity loan, debt consolidation, invest in a vacation rental, or a short-term rental business.

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Brokerage: RM13316

Let's Plan Your Mortgage Strategy!

We will find the best mortgage option and the best rate.

With access to all type of loans and lenders in one place: Conventional (A), Alternative (B) or Private (C).
At No Cost to You. In the vast majority of cases, our fees as Mortgage Brokers are paid by the Banks that we select for our client..

Apply Now


Do you know how much you can afford?

Getting pre-approved gives you a clear picture of your affordability and your own financial status.

New Buyers



Student Loan

Cash-Out Refinance

New to Canada

Investment Properties

Cottage Investment

Vacation Rentals & Short-Term Rental Business

Plan Your Mortgage and Refinance in Canada

Improving my credit

Having a bad credit rating doesn't mean you can't get mortgage financing

Reducing my debt

Consolidate Your debt and save. Use your home equity to reduce your credit card debt

Investment loan strategies

Private Lending, New Construction, Buy and Hold, Student Housing, BRRR, Flipping, Multi-Residential, Renovation Financing

What do you need help with?


This is the perfect "Plan B" if you still need time to qualify for a mortgage. You will fix the purchase price during the rental term, and you will choose the house

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